Posts Tagged ‘FDCPA’

January 8, 2014
Debt Collectors Add Surcharges, Additional Fees, And Everything But the Kitchen Sink

Debt Collectors Add Surcharges, Additional Fees, And Everything But the Kitchen Sink

Unfortunately, it’s not uncommon for shady debt collectors to attempt to include various fees, interest, charges, expenses, balances, and more to consumers’ accounts when filing debt collection lawsuits–and no surprise, this is often illegal. Unfortunately, it’s not uncommon for shady debt collectors to attempt to include various fees, interest, charges, expenses, balances, and more to consumers’ accounts when filing debt collection lawsuits–and no surprise, this is often illegal. [...]

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October 25, 2013
Text Messages From Debt Collectors: Same Harassment, Different Way

Text Messages From Debt Collectors: Same Harassment, Different Way

Can a debt collector legally contact you about a debt via text message? It depends. But it would be very difficult for a debt collector to contact a consumer via text message without violating federal or state laws. like the FDCPA and TCPA. Can a debt collector legally contact you about a debt via text message? It depends. But it would be very difficult for a debt collector to contact a consumer via text message without violating federal or state laws. like the FDCPA and TCPA. [...]

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October 15, 2013

Can My Disability Check Be Garnished By Debt Collectors in Florida?

If a debt collector is threatening to garnish your disability benefits for credit card debt, contact a consumer attorney–this is an illegal threat! If a debt collector is threatening to garnish your disability benefits for credit card debt, contact a consumer attorney–this is an illegal threat! [...]

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July 24, 2011
“Can They Do That?”: Five Things Debt Collectors Do That Are Infuriating, But Legal

“Can They Do That?”: Five Things Debt Collectors Do That Are Infuriating, But Legal

“Can they do that?” is a question I often hear from clients, in reference to various behaviors of the debt collectors that have been contacting them. In some cases, the answer is: YES. Some behaviors that may be driving a consumer crazy are not necessarily considered [...]

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June 7, 2011
Five Unfair Debt Collection Practices to Watch Out For

Five Unfair Debt Collection Practices to Watch Out For

The FDCPA enables you to get a free attorney to sue a debt collector when they do something inappropriate. As a consumer, know this–the FDCPA can do an excellent job of protecting YOU from debt collector abuse and harassment. Read about these five unfair debt collection practices to watch [...]

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February 22, 2011

When Debt Collectors Call, DON’T Hang Up

Don’t hang up when debt collectors call–at least not right away. Be methodical, strategic, and aggressive in defending YOUR RIGHTS, advises Miami credit card debt defense lawyer Erik Kardatzke. Don’t hang up when debt collectors call–at least not right away. Be methodical, strategic, and aggressive in defending YOUR RIGHTS, advises Miami credit card debt defense lawyer Erik Kardatzke. [...]

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January 25, 2011

Debt Collector Telephone Scams: What Are They? How To Respond?

Friends, there are many government programs out there to help those in need. But trust me–the government HAS NOT partnered up with any company or organization to track you down, call you up on the phone, and offer you–out of the blue–matching funds to pay for your years [...]

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