(English) Debt Collectors Add Surcharges, Additional Fees, And Everything But the Kitchen Sink

(English) Debt Collectors Add Surcharges, Additional Fees, And Everything But the Kitchen Sink

(English) Unfortunately, it’s not uncommon for shady debt collectors to attempt to include various fees, interest, charges, expenses, balances, and more to consumers’ accounts when filing debt collection lawsuits–and no surprise, this is often illegal. (English) Unfortunately, it’s not uncommon for shady debt collectors to attempt to include various fees, interest, charges, expenses, balances, and more to consumers’ accounts when filing debt collection lawsuits–and no surprise, this is often illegal. [...]

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(English) Text Messages From Debt Collectors: Same Harassment, Different Way

(English) Text Messages From Debt Collectors: Same Harassment, Different Way

(English) Can a debt collector legally contact you about a debt via text message? It depends. But it would be very difficult for a debt collector to contact a consumer via text message without violating federal or state laws. like the FDCPA and TCPA. (English) Can a debt collector legally contact you about a debt via text message? It depends. But it would be very difficult for a debt collector to contact a consumer via text message without violating federal or state laws. like the FDCPA and TCPA. [...]

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(English) Can My Disability Check Be Garnished By Debt Collectors in Florida?

(English) If a debt collector is threatening to garnish your disability benefits for credit card debt, contact a consumer attorney–this is an illegal threat! (English) If a debt collector is threatening to garnish your disability benefits for credit card debt, contact a consumer attorney–this is an illegal threat! [...]

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(English) “Robo-Testimony” in the Spotlight

(English) First robo-signing, now “robo-testimony”…what dirty debt collection tactics will the credit card companies come up with next? Read on to learn about my experiences with robo-testimony in Miami courtooms. (English) First robo-signing, now “robo-testimony”…what dirty debt collection tactics will the credit card companies come up with next? Read on to learn about my experiences with robo-testimony in Miami courtooms. [...]

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(English) “Can They Do That?”: Five Things Debt Collectors Do That Are Infuriating, But Legal

(English) “Can They Do That?”: Five Things Debt Collectors Do That Are Infuriating, But Legal

(English) “Can they do that?” is a question I often hear from clients, in reference to various behaviors of the debt collectors that have been contacting them. In some cases, the answer is: YES. Some behaviors that may be driving a consumer crazy are [...]

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(English) Are You Throwing Proof of Your FDCPA Violations in the Trash? Save Your

(English) Are You Throwing Proof of Your FDCPA Violations in the Trash? Save Your “Junk Mail”!!

(English) Consumers being contacted, and especially harassed, by debt collectors often want it to all just GO AWAY. They sometimes make the mistake of ripping up and throwing away the letters they receive from debt collectors. Many times, they [...]

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(English) Five Unfair Debt Collection Practices to Watch Out For

(English) Five Unfair Debt Collection Practices to Watch Out For

(English) The FDCPA enables you to get a free attorney to sue a debt collector when they do something inappropriate. As a consumer, know this–the FDCPA can do an excellent job of protecting YOU from debt collector abuse and harassment. Read about these five unfair debt collection [...]

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(English) Can Debt Collectors Sue You If You Move Overseas?

(English) Can Debt Collectors Sue You If You Move Overseas?

(English) So, what if a consumer has moved to Malaysia, Amsterdam or wherever, and finds out that legal proceedings have been set in motion? The critical issue if the consumer was truly overseas when the lawsuit was filed is most likely going to be the previously mentioned sewer service–improper/false [...]

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(English) Seven Insider Tips: How to Hire an Attorney to Fight a Debt Collector

(English) Seven Insider Tips: How to Hire an Attorney to Fight a Debt Collector

(English) In this age of the Internet that allows all of us to make contact with experts and advice-givers around the country and around the world, our office receives quite a few of these out-of-area inquiries. So, I’ve decided to blog about the general advice I often [...]

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(English) Can Legal Garnishments Be Reversed or Stopped in Florida?

(English) Can Legal Garnishments Be Reversed or Stopped in Florida?

(English) How can a legal garnishment in Florida be stopped or reversed? Consumer attorney Erik Kardatzke explains how it can be done, and shares examples. [...]

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