Blog

October 22, 2014
Are You Afraid to Appear in Court for a Debt Collection Lawsuit?

Are You Afraid to Appear in Court for a Debt Collection Lawsuit?

Many consumers are nervous or intimidated when they receive a summons to appear in court regarding a debt collection lawsuit. BUT–don’t ignore the summons or the debt collectors will most likely win automatically! Consult an experienced consumer attorney if you need advice. Many consumers are nervous or intimidated when they receive a summons to appear in court regarding a debt collection lawsuit. BUT–don’t ignore the summons or the debt collectors will most likely win automatically! Consult an experienced consumer attorney if you need advice. [...]

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January 8, 2014
Debt Collectors Add Surcharges, Additional Fees, And Everything But the Kitchen Sink

Debt Collectors Add Surcharges, Additional Fees, And Everything But the Kitchen Sink

Unfortunately, it’s not uncommon for shady debt collectors to attempt to include various fees, interest, charges, expenses, balances, and more to consumers’ accounts when filing debt collection lawsuits–and no surprise, this is often illegal. Unfortunately, it’s not uncommon for shady debt collectors to attempt to include various fees, interest, charges, expenses, balances, and more to consumers’ accounts when filing debt collection lawsuits–and no surprise, this is often illegal. [...]

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October 25, 2013
Text Messages From Debt Collectors: Same Harassment, Different Way

Text Messages From Debt Collectors: Same Harassment, Different Way

Can a debt collector legally contact you about a debt via text message? It depends. But it would be very difficult for a debt collector to contact a consumer via text message without violating federal or state laws. like the FDCPA and TCPA. Can a debt collector legally contact you about a debt via text message? It depends. But it would be very difficult for a debt collector to contact a consumer via text message without violating federal or state laws. like the FDCPA and TCPA. [...]

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October 15, 2013

Can My Disability Check Be Garnished By Debt Collectors in Florida?

If a debt collector is threatening to garnish your disability benefits for credit card debt, contact a consumer attorney–this is an illegal threat! If a debt collector is threatening to garnish your disability benefits for credit card debt, contact a consumer attorney–this is an illegal threat! [...]

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August 21, 2012

“Robo-Testimony” in the Spotlight

First robo-signing, now “robo-testimony”…what dirty debt collection tactics will the credit card companies come up with next? Read on to learn about my experiences with robo-testimony in Miami courtooms. First robo-signing, now “robo-testimony”…what dirty debt collection tactics will the credit card companies come up with next? Read on to learn about my experiences with robo-testimony in Miami courtooms. [...]

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July 24, 2011
“Can They Do That?”: Five Things Debt Collectors Do That Are Infuriating, But Legal

“Can They Do That?”: Five Things Debt Collectors Do That Are Infuriating, But Legal

“Can they do that?” is a question I often hear from clients, in reference to various behaviors of the debt collectors that have been contacting them. In some cases, the answer is: YES. Some behaviors that may be driving a consumer crazy are not necessarily considered [...]

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July 14, 2011
Are You Throwing Proof of Your FDCPA Violations in the Trash? Save Your

Are You Throwing Proof of Your FDCPA Violations in the Trash? Save Your “Junk Mail”!!

Consumers being contacted, and especially harassed, by debt collectors often want it to all just GO AWAY. They sometimes make the mistake of ripping up and throwing away the letters they receive from debt collectors. Many times, they toss the correspondence [...]

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June 7, 2011
Five Unfair Debt Collection Practices to Watch Out For

Five Unfair Debt Collection Practices to Watch Out For

The FDCPA enables you to get a free attorney to sue a debt collector when they do something inappropriate. As a consumer, know this–the FDCPA can do an excellent job of protecting YOU from debt collector abuse and harassment. Read about these five unfair debt collection practices to watch [...]

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May 29, 2011
Seven Insider Tips: How to Hire an Attorney to Fight a Debt Collector

Seven Insider Tips: How to Hire an Attorney to Fight a Debt Collector

In this age of the Internet that allows all of us to make contact with experts and advice-givers around the country and around the world, our office receives quite a few of these out-of-area inquiries. So, I’ve decided to blog about the general advice I often give these consumers [...]

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March 31, 2011
Can Legal Garnishments Be Reversed or Stopped in Florida?

Can Legal Garnishments Be Reversed or Stopped in Florida?

How can a legal garnishment in Florida be stopped or reversed? Consumer attorney Erik Kardatzke explains how it can be done, and shares examples. [...]

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